Payment Calculator


Payment Details

Estimated Amount Financed:


Tax, title, license and dealer fees (unless itemized above) are extra. Not available with special finance or lease offers.

While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (814) 343-0703 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 5.9% interest and 20% downpayment.

Car Payment Calculator 

Have you set your sights on one of the new or used vehicles for sale at Spitzer Autoworld DuBois? Use our handy car payment calculator to estimate the monthly payments and ensure the vehicle you like suits your budget! The calculator is simple to work with, and you can use it to learn the monthly payment of one vehicle or estimate and compare multiple vehicles. Get started above to take care of all your car-buying research in one place! Or, read below if you’re wondering, “How do I calculate my payments?”

How Do I Calculate My Payments? 

It’s easy to fall in love with one of the new Chevrolet, GMC or used vehicles at Spitzer Autoworld DuBois. We strive to offer a large inventory with something for all of our St. Marys and Clearfield customers to love. That said, once you start shopping, it’s easy to get ahead of yourself without understanding your buying power. Our car payment calculator will help you stay on track and choose a vehicle that aligns with your carefully planned budget.

Learn how easy it is to calculate your payments from the comfort of your home in Philipsburg: 

  • Vehicle Price: Enter the list price for the new or used model you’ve found in our inventory. 
  • Interest Rate: Enter the interest rate you’re qualified for. If you’re not sure, you can submit a secure online finance application to get pre-approved and learn your rate all at once! Applying for pre-approval will not affect your credit score.
  • Loan Term: This represents the length of the loan, or how many months you would like to take to pay off your loan. Tip: a shorter loan term will have higher monthly payments with less interest paid, while a longer loan term will have lower monthly payments with more interest paid.
  • Down Payment: Enter your planned down payment amount. The larger the down payment the better, because it will lower your overall loan balance. 
  • Trade-In Value: Do you have a vehicle you want to trade? Use our trade-in calculator to learn how much it’s worth and enter the amount here. 

Click the “calculate my payments” button to see your monthly payment! The estimate will reflect the amount to be financed after subtracting your down payment and trade-in value. 

Contact Our Finance Center with Questions

Our finance team is ready to answer any questions you may have about financing at Spitzer Autoworld DuBois! You can also ask them to help you choose an in-stock vehicle that suits your monthly budget. In the meantime, check out the car-buying tips on our website to learn more at your leisure.